The University of Michigan Health System (UMHS), which includes our physicians, hospitals and health centers, welcomes patients with all types of insurance.
If UMHS is a participating provider with your health plan, your out-of-pocket costs are usually limited to co-payments, co-insurances and/or deductibles. Access a list of UMHS participating managed care plans and programs.
If we are not participating with your health plan, we will bill your insurance company as a courtesy to you, but any amounts unpaid by your plan are your responsibility. We recommend that you contact your health plan if you have questions regarding your benefit coverage or how your services will be covered at UMHS. If your insurance requires that you coordinate your care through a primary care physician or stay within a specific network of providers, they can help you locate a provider in your area to minimize your out-of-pocket costs. We recommend that you contact your health plan before scheduling an appointment at UMHS to determine plan participation.
We know that insurance rules are sometimes confusing and we make every effort to assist our patients and families. However, as a member of a health plan, you have a responsibility to understand how your plan works and what you must do to maximize your benefits and minimize your costs. We encourage you to become familiar with your health plan benefits before you need them. Please contact your employer benefits office and/or health plan representatives for assistance.